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The 37 Best Money Making Apps For 2021

Yes, it’s really possible to make some extra money fast by spending a few minutes on something that you use daily – your smartphone. With the right money-making apps, you can take surveys, shop in selected stores, snap pictures, play games, or view ads while watching tv or lounging with friends.

You may not make enough money to quit your 9-5 job, but you can supplement your income, fund a vacation or cover some bills with little effort. After all, every dollar counts.

There are tons of money-making apps to suit all sorts of interests, personalities, and lifestyles which make the process of finding the right one daunting.

To make your job easier, we have road-tested and rounded up 39 of the best money making apps to earn a passive income.

Complete Surveys

The Best Money Making Apps

1. Swagbucks

Starting us off is Swagbucks, a popular name in the rewards program field and by far, America’s favorite money-making app. Swagbucks lets you take surveys, play games, watch videos or shop online and earn Swagbucks points.

You can then redeem the accrued points to cash or gift cards. The cashing out threshold is $25 (2500 SB points). After signing up, which is pretty easy, you will receive a $10 sign up bonus and begin participating in surveys and sharing your opinions online.

The app gives access to several paid survey opportunities from top organizations every day. To learn more about Swagbucks read our review here.

2. Survey Junkie

Survey Junkie is another legitimate app that lets you make money for sharing your opinion. By sharing your opinion on a brand, you will help them deliver better products or services. The app is easy to sign up and 100 percent free.

It takes less than a minute to sign up and start taking surveys on your smartphone. Compared to other apps in this list, Survey Junkie lets you make money in the least amount of time.

Some surveys in this app will take you under 5 minutes to complete, and you can earn up to $50 per survey. After completing a survey, you earn points.

The points are converted to cash. You can choose to be paid by either Amazon Gift Card or PayPal. To receive a payout, you need to accumulate points equivalent to $10.

3. iPoll

iPoll is a customized market research app that lets you earn money in 3 ways: writing down diaries, completing marketing surveys and performing missions around retail. Available for both Android and iOS users, signing up on iPoll is as easy as ABC.

You will be required to provide basic information, including your consumer habits and preferences. This information is used to determine your fit for missions and provide you with relevant surveys.

Based on your location and preferences, you will receive alerts soon as new tasks become available. For each mission, survey, or diary completed, the app gives you rewards.

You either cash out the rewards via PayPal or redeem them for gift cards, magazine subscriptions, or airline miles. The minimum amount redeemable is $10. If you are lucky enough, you might become $10000 richer thanks to iPoll’s quarterly sweepstake.

Related: The 10 Highest Paid Survey Sites

Earn While You Shop

4. Ibotta

Online shopping has been around for some years now. Unlike other best money making apps, Ibotta works differently.

It makes shopping fun by giving your money back after making everyday purchases through the app. Yes, you read that right. You can earn some dollars as you shop.

Here’s how it works: before you dine out, travel or shop, check the app. After shopping, snap a pic of your receipt, and the app will refund you the cash.

Ibotta collaborates with your favorite retailers to provide you fantastic cash-back deals to your smartphone. Notable mentions include eBay, Best Buy and Safeway.

5. Ebates

This app works like Ibotta – it awards users up to 40 percent cash back. Ebates made it to our list of the best money-making apps as it has a whopping 2500+ partner merchants including big names like Amazon and Walmart. The many participating stores mean that you are sure to make some cool money using the app.

The app offers a $10 bonus when you make your first purchase. You can set the app to receive notifications when new coupons become available.

Here is how the app works: when you pick a particular product, the app will suggest to you stores selling the same item and the amount of cash back you are likely to receive from the stores. Ebates is available for both Android and Apple users.

6. Paribus

With Paribus you shop online like you usually do and then Paribus alerts you if you’re eligible to get money back.

7. Walmart Savings Catcher

The Savings Catcher is one of my favorite money-making apps. You can use the app to scan your Walmart receipt and then it checks for a lower price at competing stores and gives you the difference on a gift card.

What I like to do is use the Walmart pay feature in the app.  When I pay for groceries with the app, all I have to do is tap the submit receipt button, and it automatically adds the savings to my account and the next time I shop the credit is applied to my bill.

8. National Consumer Panel

Earn points for sharing your shopping opinions. Use your phone to scan barcodes, share your shopping data and redeem your points for gifts and sweepstakes entries.

9. I-Say

Share your opinion about brands and advertising to earn gift cards for your opinion.

10. I Secret Shop

Work as an independent contractor doing secret shopping. This job board lets you look for mystery shopping opportunities that suit you.

11. Top Cach Back

The Top Cash Back app is similar to Ebates, you go to their site, find the online store where you want to shop and click through to make your purchase. This app offers a $10 bonus for signing up and another $10 for each friend you refer.

Complete Tasks

The Best Money Making Apps

12. Money App

Just as the name aptly puts it, Money App is a market research app that pays you for completing simple tasks online. Tasks can include

  • playing games,
  • offering opinions,
  • mystery shopping,
  • checking out store displays,
  • taking part in free trials,
  • and testing services.

Once you complete a task, you earn rewards that can later be converted to cash via PayPal. Unlike other money-making apps in this list, the Money App can pay within 2-3 working days of redeeming rewards.

Most apps take up to a month to pay out users.

13. Shopkick

You can earn points, in stores or online by doing things like walking into stores, scanning barcodes, browsing online, or making purchases. Points can be redeemed for digital gift cards from retailers like Walmart, Amazon, and Target.

14. Slidejoy

Install Slidejoy, and you’ll see an ad featuring news, or promotions pop up on your phone screen. Swipe left to learn more, swipe up for ads, or right to ignore. You earn money when you view the ads, which you can redeem through PayPal.

15. Field Agent

You act as a mystery shopper with the Feild Agent app, earning money by completing tasks, things like checking the price on an item at a store, or taking a photo of a store display.

You select tasks in the app, and you have two hours to complete it once you claim the task. Earnings can be sent to your bank account or Dwolla.

16. Mobee

Search the map to find missions near your location. Answer a few questions after you arrive at the location you have selected and earn rewards that can be redeemed for gift cards and prizes.

17. Gigwalker

Sign up for Gigs through the map or Gig List. Once you’re accepted, you follow the instructions and submit your work in the app. Work where you want and when you want.

18. Iconzoomer

You get paid to test an idea, product, or website. All you need is a mobile phone and the app to get started.

Watch And Earn

19. Cash For Apps

Cash For Apps is a simple to use app that pays you to install apps. Crazy, right? Yes, it’s crazy awesome.

You install the apps advertised on the app’s offer wall, and once you are credited points, you can delete the installed apps, pretty easy huh? 300 points get you a dollar.

You can exchange the earned points for gift cards for stores like eBay, Amazon, Starbucks, and Target to mention a few.

You can make some extra points by referring your friends. Cash For Apps is available on both Android and iOS platforms.

20. Viggle

Earn points for watching tv or live streaming videos, the longer you watch, the more you earn. Points badges allow you to earn bonus points. Choose from over 800 gift card options when you redeem your points.

21. Appdango

You have to love this money making app. Appdango rewards you just for trying out cool apps. Most apps require you to download them and leave them on your phone for a few hours to receive credit.

Redeem your rewards for gift cards from places like Itunes, Amazon, and Target.

22. Checkpoints

Earn gift cards from Walmart, Target, Amazon, and many more. Watch videos, take quizzes, shop online, earn rewards, and qualify for giveaways.

Snap A Photo

Best App To Sell Photos

23. Clashot

Our list of the best money making apps would not be complete without mentioning Clashot. If your phone has a good camera, you’ll be delighted to know that there’s an app that will pay for uploading your images to the app.

It is unfortunate that most of us spend a fortune to buy a smartphone but fail to use the full potential of the phone.

That’s right, Clashot will sell your photos of art, food, and cities on your behalf and give you a percentage of the overall sale (44 percent).

There is no limit to the number of pics you can upload. After uploading the photo/s, they undergo a verification process. Here, the team will moderate them and put them up for sale on the Deposit photos site.

24. Receipt Hog

Receipt Hog lets you earn rewards and cash back for your purchases. Take a photo of your receipt after you make a purchase.

You earn virtual coins that you can redeem for Amazon gift cards or cash through PayPal.

25. Easy Shift

This money making app lets you snap pictures of products, check prices, and review promotions to get fast, automatic payments through PayPal.

26. We Go Look

Help individuals and businesses validate the information by inspecting, assessing, documenting, and delivering. Get paid to look. I’ve never done this but it seems like it could be a fun gig.

Related: The 9 Best Apps To Sell Photos

Get Moving

The Best Money Making Apps

27. Sweatcoin

Link your phone’s GPS to Sweatcoin and the app will start tracking your steps. For every 1,000 steps you take, you earn .95 “sweatcoins,” and they can be redeemed for fitness gear, classes, or cash.

You can even purchase high-tech shoes, iPhones, and Apple Watches with your coins.

28. Wag

The perfect app for dog lovers who want to make some money. Download the Wag app and start earning income while walking and house-sitting for your furry friends.

29. Achievement

Get paid for doing healthy things! You can make money for tracking steps, sleep, meals, tweets & more! Sign up for free.

Related: Get Paid To Lose Weight

Play A Game

The Best Money Making Apps

30. ESPN Streak

This money making app lets sports fans compete to win their share of the $450,000 in prizes. Pick winners from dozens of different sports from around the world.

31. Perk

Earn points by playing games, watching videos, and answering questions. Exchange your points for popular gift cards, Pay Pal or even prepaid debit cards.

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32. Nielsen Computer And Mobile Panel

Answer a few quick questions when you sign up for the Nielsen app, install the app, and start earning rewards. The app is safe and secure to all of your registered devices.

It won’t impact the performance of your devices, and it’s noninvasive. Earn even more rewards by downloading the app to multiple devices and staying with Nielsen longterm.

Expect to earn around $50 per year in passive income for each device. How easy is that?

33. Smart Panel

The Smart Panel app gives you a $5 bonus just for qualifying.  First, you need to determine your eligibility by taking a short survey. Expect to earn around $110 per year with the app.

34. Savvy Connect

Earn around $60 per year for leaving this app installed on one device, install on multiple devices to earn more. Savvy Connect pays you just for surfing the internet. Your data is completely protected with the Savvy app.

Unlock Your Phone

The Best Money Making Apps

35. Bills Board

Earn $10 to 15 dollars per month just for installing the Bills Board app on your phone and unlocking your screen each time you use your phone. Earn extra for swiping right on an add before unlocking your screen.

36. Smore

The Smore app pays a flat rate of $.10 per day whether you engage with the ads or not. If you don’t spend much time on your phone, the Smore app is definitely for you.


If you are ready to start earning some cash on the side to pad your budget, you know how to get started. Pick one or two money-making apps that fit you and your needs to start earning real cash today!

All the apps in our best money making apps list above are very simple to use, and they can easily fit into your daily life. If you enjoyed reading this article, you might like this list of ideas to make free money. 

They will be forever grateful to you for introducing them to a new and easy way of making money online through apps.

Have you tried using any of the above apps? Have you tried one of our best delivery app jobs? Did we forget to mention an awesome money making app on our list? Let us and other readers know by sharing your thoughts and suggestions in the comments.

One Comment

  1. You’ve included so many apps I haven’t heard of before, and I thought I knew a lot! I’m definitely going to sit down to night and go through this list one by one! Thanks so much!

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