Smart Money Tips Library of Resources
Want tools and tips to help you on your journey to a better financial life? Use these trackers, planners, and guides to get you started, or keep you on track to financial freedom.
Sign up with your email address at the bottom of the page and then you can save them on your computer or phone, or print them and fill them in — it’s up to you.
Net Worth Statement
A net worth statement shows you your financial standing by subtracting your liabilities from your assets.
Save $1,000 In 12 Weeks
Use this money saving challenge worksheet to save $1,000 in 12 weeks. Pick the amount that you want to save for the week and cross off that square. You pick how much you’re able to save for the week.
Blank 12 Week Money Saving Challenge
Use this blank money saving challenge worksheet to save whatever amount you choose in 12 weeks. Pick the amount that you want to save for the week and cross off that square. You pick how much you’re able to save for the week.
Save $1,000 In One Year
Use this money saving challenge worksheet to save $1,000 in one year. Pick the amount that you want to save for the week and cross off that square. There’s even a zero on the sheet for when money is tight.
Save $5,000 In One Year
Use this money saving challenge worksheet to save $5,000 in one year. Pick the amount that you want to save for the week and cross off that square. When unexpected expenses come up, simply choose a square with a lesser dollar amount.
Blank Money Saving Challenge
Use this money saving challenge worksheet to save the amount of money that you choose in one year. Pick the amount that you want to save for the week and cross off that square. Customize this challenge to save any amount of money that you want.
Monthly Budget Planner
This budget planner makes it easy to keep your finances on track. Use the matching weekly meal planner and a monthly calendar to stay organized.
Weekly Meal Planner
Use this weekly meal planner to save money by planning your meals in advance.
This planner includes a monthly calendar, daily planner and a to-do list to help you stay organized while you’re getting out of debt and building wealth.
Debt Payment Tracker
This debt payment tracker allows you to track each type of debt and list your beginning and ending balance every month for a year.
If you’re ready to become debt free, print this sheet and use it to keep track of your car payments, credit cards, or any other kind of debt that you may have. It’s much easier to stay motivated when you can see the progress your making every month.
Debt Payment Tracker
Keep track of your payments with this tracker for a year. You’ll also find a place to fill in information about your password, account number, minimum payment and interest rates on this sheet.
The Ultimate Guide To Traveling When You’re Broke
You’ll find a list of tips to help you make extra money and save as much as possible for your trip in this guide. When it’s time to make your reservations you will have a list of websites that save you money on your travel.
The travel planner has everything you need to prepare for your next trip. A form for the housesitter to keep track of your itinerary, emergency numbers, and special instructions for the house.
The packing list is already made up for you, no more wasted time trying to think of all the things you need to pack. Keep the travel budget handy to make sure you stay on track while you’re on vacation.
Recipe Binder Kit
Keep all your recipes organized in this nine-page binder kit. Simply print out the pages and insert them into a binder with sheet protectors. You can create a binder as a gift for someone else and keep one for yourself.
40+ Things You Can Sell To Make Extra Money Now
Making money can be easier than ever before with modern technology. It used to be that a yard sale or a pawn shop was the only way to sell stuff. Lucky for you, times have changed.
Want to generate extra cash? Here are some things that you can sell to help boost your income. With social media and a computer, you have several options to generate extra cash without leaving your house. Here are some things that you can sell to help boost your income.