About

HEY! I’M CARA PALMER, FOUNDER OF SMART MONEY TIPS.

This site is for people who are trying to change the way they manage their money and working to become debt-free, while still having some fun and building a secure future. I started this blog after going through a hard time that led to financial disaster and resulted in me being deep in debt and moving back in with my parents.

I went from being over $20,000 in debt to a net worth of one million dollars in eight years; there were a lot of struggles along the way, but I’m a firm believer that if I can do it, so can you! My mission is to help as many people as I can reach their financial goals.

I’ve shared actionable insights into debt reduction, entrepreneurship, savings, and creating additional income streams on Readers Digest, Yahoo Finance, Making Sense of Cents, Debt.Com, Creditcards.com and more. You can review all of my expert mentions and features on my press page.

Through my research, I have found that just under 80% of Americans live paycheck to paycheck.  The average college student owes just under $30,000 in student loans, and only 10% of Americans don’t live beyond their means.

I want to change that; everyone deserves luxuries and financial freedom.

This blog is a place where people can come to learn how to make smart money decisions, find financial information and get a better understanding of their personal finances. My primary focus is on finding ways to help your bank account grow.

In addition, I have more than 10 years of experience as a successful small business owner, and I received a Bachelors Degree in Business Administration from West Liberty University.

I’ve worked hard to achieve my goals and I want to help you achieve yours.

HOW CAN I HELP YOU WITH YOUR FINANCES?

There are so many things I can do to help you achieve your financial goals.

Work With Me

For information about guest posting or sponsored posts, visit the contact page.